SURVEYS: PINECONE RESEARCH

Pinecone Research opens for applicants only at select times.  You cannot apply from their home page.  I found this link to the application.  APPLY NOW  at M ySurvey 123.com.

It is not easy to become a member of Pinecone.  So grab this window of opportunity.  Click on the correct link.  Pinecone Research is a good way to earn some money.  They are well known as one of the best survey companies. They pay $3.00 per survey and you can count on them to get paid.


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HOME BASED BUSINESS OPPORTUNITY: AMAZON AND THE ENTREPRENEUR

Home based business opportunities help you to develop your skills as an entrepreneur.  The power to get wealth is about doing things that develops our ability to earn.   


Amazon offers a home-based business opportunity that could get you started as an entrepreneur for free.
Working with Amazon lessens the risk.  This is good if you want to have debt free wealth.    .

You can sell your used books on Amazon.  You can become an Amazon Associate.  You can self-publish with Amazon.  You can have an Amazon Webstore (some fees apply).  You can register for the Mechanical Turk Program.   They are all ideas that will appeal to you as an entrepreneur and help you to achieve debt-free wealth.


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OWE NO MAN ANYTHING:TIPS FOR DEBT FREE LIVING

For some, the benefits of debt free living seem far fetched, but to others there is no joy like that of not owing anyone. Many use Romans 13:8 (KJV) as the standard for debt free living.  "Owe no one anything but to love one another, for he who loves another has fulfilled the law." Bills are to be paid because it is a matter of trust. Unpaid bills accumulate to become debt.  Our inability to get out of debt becomes a burden that cripples our wealth building abilities. Read more.

Develop your skills as an entrepreneur.  
Home based business opportunities will help you to develop your skills as an entrepreneur.  The power to get wealth is about doing things that develops our ability to earn.   Read more.

Make use of free resources

The power to get wealth is also the ability to look for ways to save money.  Free stuff helps us to save.  We can use the money we save to pay off the bills and limit the use of credit cards.  Read more.

OWE NO MAN ANYTHING:THE BENEFITS OF LIVING DEBT FREE

For some, the benefits of debt free living seem far fetched, but to others there is no joy like that of owing no man.  Many use Romans 13:8 (KJV) as the standard for debt free living.  "Owe no one anything but to love one another, for he who loves another has fulfilled the law." Bills are to be paid because it is a matter of trust. Unpaid bills accumulate to become debt.  Our inability to get out of debt becomes a burden that cripples our wealth building abilities.

Can we really get rid of debt? 
Yes. When we read authors such as Dave Ramsey we can nod our heads to his ideas. Who would not like to have an emergency fund of $1,000.00.  Who would not like to pay off ALL our debts (except for the mortgage). This means paying off ALL our credit cards, ALL loans and everybody we owe.   

What are the benefits of living debt free?

According to Ramsey, the ordinary person could get ahead of recurring expenses (3-6 months). This is your safety net. It will take care of the unexpected bills with a lot less stress. Without the burden odfa heavy debt load,  can enjoy the freedom of building wealth that includes a retirement fund. We can help our children by putting aside a college fund. We can finally pay off the house and declare ourselves debt free. There is power in knowing that we can save. We can lend to others.  We do not have to borrow and that we can really live debt free.

Ramsey's steps are easy to understand, but may be difficult to follow. They involve changing the way we think about wealth and debt. The steps, when followed, will help us to discipline our minds to become wealth builders and not debt creators

MAKE MONEY ONLINE AS A CLICKBANK AFFILIATE

You can make money online as a Clickbank affiliate.  Clickbank deals with digital products that you can sell.
Register, log in, and go to the Marketplace to find the list of products.  As an affiliate you will advertise the product and make money by earning a commission.  A list of  Free Classifieds Sites may help you get started.  

Affiliate opportunities help you to cut cost.  There are no overhead fees for inventories.  Promotional materials are usually provided.  Vendors are motivated to sell.  This means good commissions for affiliates.

This is basically a free money opportunity.  Clickbank's affiliates simply look for ways to sell other people's products.  They promote the products to a target market and get a commission from the sales.  It sounds very simple, but can be challenging.

To save time and anguish choose a niche you are passionate about.  If you are interested in the product, you will be able to promote it with greater confidence.  You will have to do less research for writing articles.  

Clickbank offers a wide selection of digital products from which to choose.

REAL WAYS TO MAKE EXTRA MONEY FROM HOME

Here are some real ways to make extra money from home.  With this list there is no cost for signing up and making money from home is possible.  They may not be fast ways to make money but they are reliable home based businesses.


Amazon Affiliate Program
You can earn money as an Amazon Associate by advertising Amazon's products. You will earn up to 15% when customers purchase the products you advertise on your site.  Read more.

Amazon Mechanical Turk
To make money with Amazon Mechanical Turk you don't a website. You will need a computer and access to the Internet. Work according to your schedule and tap into the skills you already have.  As a worker, you search for HITs (human intelligence tasks), reserve them, complete them and get paid if the jobs are approved.  The tasks do not take a lot of time.  The payment is small, but it adds up. Read more

Amazon Self-publish Program
You can self-publish and make money. Dust off old ideas and get started. Read more

Clickbank Affiliates
You can make money online as a Clickbank affiliate.  Clickbank deals with digital products that you can sell.
Register, log in, and go to the Marketplace to find the list of products.  As an affiliate, will advertise the product and get a commission.  A list of  Free Classifieds Sites may help you get started.  Read more.

Fiverr Gigs

You can make money with Fiverr if there is something you are willing to do for $5.00,  Sign up and post your gig.  Be honest.  Deliver on time.   You clients are looking for results.  You will benefit greatly from good reviews

Sell Used Books on Amazon
You can make extra money by putting on put on your entrepreneur hat and sell your books and other items on Amazon.com. You can make money in over 25 categories.  Read More

Make Money with Dollar Survey
You can get paid to take surveys within a week of signing up with Dollar Surveys which is also free.  This is a zero cost opportunity that delivers in a very timely manner.  It fits any budget. It helps you to start building up money in your paypal account. Read more.

Make Money with Pinecone Research
Pinecone Research opens for applicants only at select times.  You cannot apply from their home page.  I found this link to the application.  APPLY NOW  at M ySurvey 123.com.  Read more.

FREE CLASSIFIEDS AND TIPS FOR POSTING

Free classifieds can help you make money.  They help you sell your products for free.  Here are a few posting tips to help you get the most promotion from your online ads. Pay attention to the following:

Renewal dates.
Check when the ads expire.  I have seen times ranging from one week to six months. Keep a log.

Policies for multiple positions.
Some sites will charge a fee for multiple postings.

Policies for business opportunity 

Some sites are very strict about using the right category for business opportunities. Your ad will be removed if the  policy is violated.

Registration

Some sites require registration for posting free ads.  Keep track of user names and passwords.

Demographics.

Use Alexa to help you determine if the people who would be interested in your ads would be viewing your ads.  Alexa provides free website analytics.  You can find out the ethnicity of the audience, gender, income level, education level of each website

This is an ongoing project.  Feel free to add other free Classified Sites in the comments section.

Ablewise

Adpost.com

Backpage

Classifiedsads
Craigslist
Domesticsale

Ebay

Epage

Everydaybusiness

Freeadvertisingforum

Groono.com
Gumtree
loquo
Oodle

Salespider

Soldbymorning.com/

Usfreeads

Usfreemarketing

Worldads

/

THE EASIEST AND FASTEST WAY TO GET RICH AND BE DEBT FREE

By humility and fear of the Lord are riches and honor and life.   (Proverbs 22:4)

Perhaps the easiest and fastest way to get rich and be debt free is to humble ourselves and pay attention to the needs of others.

We may be good at identifying niches that show great potential to build wealth whether slowly or quickly.  The ever growing riches look good on paper, but implementation becomes a big headache. We tell others how to get rich by following our plan. Customers agree, but that idea was not what they really needed at that time. It may take some time for us to make the shift from what we have to sell, to what they really need.

We get wealth if we help others to get rich.
Note that helping other to get rich is completely the opposite of any get rich quick scheme.  There are no tricks and false promises.  Instead, there is compassion for others. We spend time understanding and identifying with those we wish to help. When customers feel that their needs are met, their sense of satisfaction will convert into repeat customers who spread the word with enthusiasm. Advertising costs go down. We build wealth.

The opportunity to make money and get wealthy usually comes after end users gravitate to an idea or product in great numbers.
Bonding takes place.  Even though the users may not be able to tell us what is it they really like about the idea or product, they will defend it in a passionate manner.  Many simply follow the herd.

Now we can humbly ask the guiding question.  What is it we have that we can share with others to make their lives richer? 
We can all appreciate the dignity that comes from those who choose not to glorify self, but choose instead to be a blessing to others.  This brings a deeper meaning to riches, honor and life.

HOUSE SITTING JOBS - HOW TRUSTWORTHY ARE YOU?

House sitting jobs could help to build your wealth.  House sitters do not pay rent and and they sometimes  get paid. To succeed at house sitting, you must be trustworthy, reliable and hardworking.  As a house sitter, you can never forget that the homeowner, who is away, needs the reassurance that all is well.  Because the house sitter provides peace of mind to the homeowner, the test for trustworthiness may include the following:
          references
          job information
          insurance
          licensing requirements when applicable
          background checks

Responsibilities for house sitters may include
          security
          cleaning
          pets
          plants
          yard work
          mail
          newspaper

House sitting can reduce your expenses and help you get out of debt.

Getting started

You can do your own research for house sitting jobs by reading the experiences of other
house sitters such as Sitting House: How to Find House Sitting Jobs Abroad.

Carefully check free classifieds sites such as Craigslist and .Backpage
You can sign up with a professional house sitting agency.   Homeowners get a free membership, but house sitters  pay an annual fee to access their database.

The Debt Collector and Your "Time-Barred" Credit Card Debt

If a debt collector is suing you or threatening to sue you, you can check your state's Statute of Limitation (SOL) on your credit card debt to see if you may have what The Federal Trade Commissio (FTC) calls a “time-barred debt”. If this is the case, you may not have to repay the credit card debt if the debt collector sues you, or threatens to sue you.

Each state has laws about when debt collectors are barred from taking the matter to court. The Statute of Limitation could work in your favor, but there are a few things to keep in mind.  If you are responsible for the credit card debt and it passed the time-barred test, the debt collector agencies can still try to collect the debt. They cannot file a lawsuit, or threaten to sue you: but, if they do, and you do not show up in court with proof that the debt is time-barred, you may have to pay up.

Instead of dismissing a court notice, thinking you are safe because of the “time barred” status of your debt, get a good consumer lawyer to look into the matter.

1 You need to look carefully at the Statute of Limitation for your state and also the state of the 

    company that issued the credit card.

2 You need to be careful about doing anything that would cause the court to rule against you even

   though your debt is time-barred.

3 You need to find out how it would affect your credit report.

4 You do not want to do anything that will restart the time on your old debt.

Read the FTC Consumer Alert for more details.

As a matter of principle you may choose to take full responsibility for the debt and find ways to repay it.  If the SOL works in your favor, you may choose to learn from your mistakes and resolve not to repeat them. As humans, we are generally thankful whenever debt relief is granted.